Medicare Advantage
What is Medicare Advantage?
Medicare Advantage (Part C) is an alternative to Original Medicare that’s offered by private insurance companies approved by Medicare. These plans bundle Part A (hospital insurance) and Part B (medical insurance) and often include Part D (prescription drug coverage) — all in one convenient plan.
Am I Eligible?
You’re eligible for Medicare Advantage if:
You’re enrolled in both Medicare Part A and Part B
You live in the plan’s service area
You don’t have End-Stage Renal Disease (ESRD) — although some new rules may allow coverage
When Can I Enroll?
You Can Enroll for Medicare Advantage During:
Initial Enrollment Period: Around your 65th birthday
Annual Enrollment Period: October 15 – December 7
Open Enrollment Period: January 1 – March 31 (for switching plans)
Benefits?
The Main Benefits of Enrolling in a Medicare Advantage Plan Include:
- ✅ All-in-One Coverage. Medicare Advantage bundles Part A, Part B, and often Part D (prescription drugs) into a single plan.
- ✅ $0 Premiums
- ✅ Extra Benefits – Medicare Advantage Plans also offer gym memberships, over-the-counter allowances, etc.