Medicare

Turning 65? Retiring soon? Starting Medicare doesn’t have to be confusing. This simple guide will walk you through what Medicare is, when to enroll, and what your options are — all in plain English.

What Is Medicare?

Medicare is the federal health insurance program for:

• People age 65 and older

• Certain people under 65 with disabilities

• People of any age with End-Stage Renal Disease (ESRD)

There are four main parts of Medicare: 

Parts A, B, C, D

Let’s break it down and make this right as rain:

• Part A – Hospital coverage

• Part B – Doctor visits and outpatient care

• Part C – Medicare Advantage plans (private plans)

• Part D – Prescription drug coverage